D's Daily Drama (fablespinner) wrote,
D's Daily Drama

Medical Donations...

I hate having to resort to this and I have applied for all sorts of medical financing.... But I unfortunately need help.
I'm going to have to get GBP surgery (That's Bariatric Bypass) because it has become medically necessary.

My Diet - Perfect I'm doing everything RIGHT and have been a long time
But for 14 years my weight does not BUDGE. It hasn't moved more than 10 pounds up or down with the exception where I gained 40 pounds in three days back in October because of all the steroids and it has NOT come back down a single POUND in 6 months.

That 40 pounds has made everything worse by a long shot. It put me over into 35 BMI range, it has made my diabetes go BONKERS and I'm taking almost 500 units of insulin a DAY. (The heavier you are the more insulin you take, the more insulin you take the harder it is to lose weight and so very easy to gain it!) It's a vicious circle. The extra weight made the Blood sugars too high, which made the Neuropathy get worse and spread and it has spread to my Kidneys.

If I don't make a drastic change right now (and GBP surgery can almost negate Type II Diabetes OVERNIGHT) if I don't have this surgery to get my diabetes down to where I can stop taking truckload of insulin, I'm looking at rapidly deteriorating and the threat of Kidney failure and Dialysis is not only there, but I'm at extremely high risk. Not to mention the possibility of losing my legs too eventually.

I'm terrified, the doctors are concerned, it's beyond medically necessary for me now to have GBP surgery. The weight loss is a bonus, but the main reason is GBP surgery changes how your stomach processes nutrients and by not letting food into the Duodenum part (lower part) of the stomach and skips the traverse colon... this means sugar is not processed and allowed to be absorbed for an extended amount of time, which means less exposure to sugars, less insulin required, and gives your cells a change to relearn how to absorb insulin. This is why GBP is called a "cure" for Type II diabetes... it's not really a cure of diabetes, just a cure for the worst symptoms of Diabetes. Insulin resistance and High Blood Glucose. This is why it is recommended for me, my diabetes is getting worse and worse. I'm getting more and more resistant to insulin.

This brings me to my problem... Affording this surgery, it's going to cost around $26,000.00 give or take a few hundred dollars. (that's all inclusive from Hospital to all the specialist fees involved.) I've managed to secure CARECREDIT (A medical revolving credit card for $5300.00), I've applied for an independent loan for financing, but you know banks lately, I'm terrified and I have to have $16,000.00 UP FRONT for the hospital and surgeon portion of the bill....


My Insurance, even if it's medically necessary, does NOT cover ANY obesity  or even morbid obesity treatments including but not limited to surgical procedures. All of it is excluded, even just plain old diet office visits with your PCP... Ya know, no wonder the country is getting fatter and fatter, people can't even get a diet plan with their doctor or a nutritionist covered. Most people are NOT like me. I eat like a bird, my caloric intake is very, very low. I'm on a healthy diet for many, many years... my weight comes from insulin resistance and injections. And even my "obesity" ( BMI > 30) is NOT a covered benefit.

I have to have this surgery, I have to save my kidneys and my legs and it has to be drastic because the old fashioned methods I've been on for 14 years just do not work for me anymore.

If any one has advice where else to go (I've got medical revolving credit for $5300 already secured (Thank goodness I have excellent credit and even that gets you almost NOTHING in credit cards anymore....) and I'm waiting for my installment loan request to be processed by the bank. Any other help you know of, heard of, have a rich philanthropist uncle twice removed, anything... I could use the help.

Well I know the Trouble with the "donate" button I'm not a Charity and Paypal is purposefully blocking the link from the blogs... oookay. I didn't know that... and why the links worked for me and NOBODY else.

By just sending a paypal payment to fablespinner-AT-gmail-DOT-com Sorry for the hassle. :(

Thanks Everyone <3 I hate to ask, every little bit helps. I also understand if you can't do anything other than cross your fingers I get loan approval. No one has money or decent health coverage these days. Thank you just for reading.
Tags: health, surgery

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